globalbarry. Company Intelligence Engine
Draft — pending counsel review. This document is a baseline draft that has not yet been reviewed by legal counsel. Bracketed items such as [Company Legal Name] are placeholders to be completed before publication.

Terms of Service

Effective date: [Effective Date] · Last updated: [Last Updated Date]

1. Acceptance of these Terms

These Terms of Service ("Terms") form a binding agreement between you and [Company Legal Name] ("we", "us", "our") governing your access to and use of Global Barry, including its websites, applications, APIs and related services (the "Service"). By creating an account, clicking to accept, or using the Service, you agree to these Terms and to our Privacy Policy. If you use the Service on behalf of an organization, you represent that you have authority to bind that organization, and "you" refers to that organization. If you do not agree, do not use the Service.

You must be at least [Minimum Age] years old and legally able to enter into contracts to use the Service.

2. Description of the Service

The Service is a public-source-first financial-intelligence platform. It collects and organizes publicly available information, such as regulatory filings, government economic releases and official corporate disclosures, and provides tools including company workspaces, a daily intelligence feed, watchlists, portfolios, alerts, exposure analysis, an AI research copilot and a developer API. Where AI is used, outputs are linked to cited sources where available and labeled by evidence tier.

The Service does not provide real-time or commercial market-price data, does not execute trades, and does not hold or manage assets. Features, usage limits and availability vary by subscription plan and may change over time. We may modify, suspend or discontinue any part of the Service, and will give reasonable notice of material reductions to paid features where practicable.

3. Accounts and your responsibilities

  • Provide accurate registration information and keep it up to date, including a valid email address.
  • Keep your password and API credentials confidential. API secrets are shown only once and cannot be recovered; you are responsible for storing them securely and for revoking compromised keys.
  • You are responsible for all activity under your account and API keys. Notify us promptly at [Contact Email] of any unauthorized use or security incident.
  • You are responsible for the content you enter, such as holdings and notes, and for having the right to provide it.
  • Subscription fees, if any, are billed as described at checkout or on the Pricing page. Except where required by law or stated otherwise, fees are non-refundable. [Counsel to confirm billing, renewal and refund terms.]

4. Acceptable use

You agree not to:

  • use the Service in violation of any law or regulation, including securities, market-abuse, sanctions and export-control laws;
  • use the Service to manipulate markets, spread false or misleading information, or misrepresent Service output as professional advice;
  • access or attempt to access accounts, data or systems without authorization, or probe, scan or test the vulnerability of the Service without our written permission;
  • exceed rate limits or quotas, circumvent entitlement or usage controls, or share credentials to evade plan limits;
  • scrape, crawl or bulk-extract the Service except through the documented API within your plan's limits;
  • resell, sublicense or redistribute the Service or its output as a competing product without our written consent;
  • reverse engineer, decompile or attempt to derive source code or models, except where such restriction is prohibited by law;
  • upload malware or interfere with the integrity or performance of the Service; or
  • submit content that is unlawful, infringing, or that you lack the right to share.

5. Intellectual property

The Service, including its software, design, compilations, analysis, branding and documentation, is owned by [Company Legal Name] or its licensors and is protected by intellectual-property laws. Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for your internal purposes during your subscription.

Underlying public-source materials remain subject to the rights and terms of their original publishers. You retain ownership of the content you submit; you grant us a limited license to host, process and display it solely to provide and secure the Service. If you send us feedback, we may use it without obligation to you.

6. Disclaimer of warranties

As stated in the notice at the top of these Terms, the Service provides informational intelligence from public sources and AI inference and is not personalized investment advice. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS OR TIMELINESS. We do not warrant that the Service will be uninterrupted or error-free, or that public sources or AI output will be accurate or current. Any decision you make based on the Service is made at your own risk.

7. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, [COMPANY LEGAL NAME] AND ITS AFFILIATES, OFFICERS, EMPLOYEES AND LICENSORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, TRADING LOSSES, INVESTMENT LOSSES, LOSS OF DATA OR GOODWILL, ARISING OUT OF OR RELATING TO THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID US FOR THE SERVICE IN THE [12] MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) [Liability Cap Amount]. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.

You agree to indemnify and hold us harmless from claims arising out of your misuse of the Service or violation of these Terms. [Counsel to confirm indemnity scope.]

8. Termination

You may stop using the Service and request account deletion at any time. We may suspend or terminate your access, with notice where practicable, if you materially breach these Terms, if required by law, or if your use creates security or legal risk. Upon termination, your license to use the Service ends, and we will handle your data as described in our Privacy Policy. Sections that by their nature should survive termination, including intellectual property, disclaimers, limitation of liability and governing law, will survive.

9. Governing law and disputes

These Terms are governed by the laws of [Jurisdiction], without regard to its conflict-of-laws rules. Any dispute arising out of or relating to these Terms or the Service will be resolved exclusively in the courts located in [Venue], unless otherwise required by applicable law. [Counsel to determine whether arbitration, class-action waiver or consumer-specific terms apply.]

10. Changes to these Terms

We may revise these Terms from time to time. If a change is material, we will notify you by email or through the Service at least [Notice Period] days before it takes effect. Your continued use of the Service after the effective date constitutes acceptance of the revised Terms. If you do not agree, you must stop using the Service.

11. General

These Terms, together with the Privacy Policy, Cookie Policy and any order form, are the entire agreement between you and us regarding the Service. If any provision is unenforceable, the remainder stays in effect. Our failure to enforce a provision is not a waiver. You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition or sale of assets.

12. Contact

Questions about these Terms can be sent to [Contact Email], or by mail to [Company Legal Name], [Registered Address].